Chase Mobile Deposit Money Order

Before snapping photos of her money order with Bank of America’s mobile deposit app, April took the time to make sure that money orders were permitted. She lives 200 miles away from the nearest Bank of America (yes, there is such a place in this country) and can’t go to a branch or ATM to deposit it. The app’s “help” section said that money orders are totally allowed, so she went ahead with the deposit. They rejected it, and customer service told her that money orders can’t be deposited with the mobile app. Well, fine. Maybe she’ll just go ahead and deposit that money order at a bank that’s local to her.

Chase Bank Money Orders Fee

Manufactured Spending - Banks that allow Money Order deposits via Smartphone or ATM(2017-2019) - Does a WF checking account restrict the amount of MO deposits monthly for new accounts via ATM or are the limits just for mobile deposits as stated in the Wiki. If the money order is blank, put your name in the recipient's area and endorse the back of the money order. Then you can either present it to a teller. If you don't have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Chase Mobile Deposit Money Order

Maybe you want to deposit checks too large for Chase’s mobile app deposit limits (where you deposit checks by taking a photo). You have a few options: Call Chase at 800-935-9935 and order some in the mail: time needed: days. How does Chase QuickDeposit℠ work? In the Chase Mobile ® app, choose “Deposit Checks” in the navigation menu and select the account. Enter the amount of the check and tap 'Front'. With our 'Auto Capture' feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually.

Order

Today, I attempted to deposit a money order via Bank of America Mobile Deposit, after thoroughly checking in the Help section under “Acceptable Items” that Money Orders were, indeed, able to be deposited in this way.


Chase Mobile App Deposit Money Order

When my clear, well-lit, well-framed photos were returned as “Cannot Be Read” several times, I contact customer support, who informed me that, despite the very clearly worded information available in the app’s Help menu, ONLY checks can be deposited this way, and I would need to travel to a BofA location to deposit my money order.
Chase Mobile Deposit Money OrderNow, I moved to Montana from Massachusetts recently and have only kept my 8-year-old Bank of America account despite their lack of locations in this and many neighboring states because I am able to deposit checks via Mobile Deposit. (The nearest ATM or Branch is over 200 miles away.) When I pointed this out to the Customer Service rep and said that these sorts of oversights and misinformation could result in closing my account, she told me they wanted to keep me as a customer but could offer no alternative solutions.

We sent an e-mail to Bank of America’s media contact to see whether they know what the mobile deposit policy on money order is, because the app designers and their own customer service staff clearly don’t agree.

Editor's Note: This article originally appeared on Consumerist.

There are a few different ways to deposit a money order, though in general it can be deposited much like a check or cashier’s check from a bank. This means that if you have a valid account at a bank and someone has written you a money order, then you may be able to simply sign the money order and deposit it into your account. Much like a check, however, the document will need to be made out to you and be valid with a proper date and signature from the issuer. Some banks will not allow you to deposit a money order, however, so you may need to cash it first and then deposit the cash into your account.

A money order is a document that can be used in many ways similar to a check. In general, someone can purchase one from a business or agency that offers the service, using cash and receiving piece of paper that usually looks much like a check for the amount that was paid. It is guaranteed for a certain amount when issued and has the name of a person or business receiving the money order filled out on it. If the money order is to be paid to you, then you can typically deposit it just like a check.

Chase International Money Order

As long as your bank accepts money orders, you can simply sign the document and deposit it into your account. The money order will need to be made out to the name on the bank account into which it is being deposited. Since money orders are issued by private companies, and not banks, they can often more easily be forged and used to receive money illegally. This potential for abuse has led some banks to no longer accept them, and so you may not be able to deposit one at your bank.

Deposit Check Online Chase

If you cannot deposit a money order at your bank, then you can simply work around this by cashing the money order and then depositing the money into your account as cash. You should know that not every business that issues money orders will cash them, so you should determine where you can cash it before trying to do so. Most post offices will issue and cash money orders, especially ones that have been issued by another post office. Once you cash it, you can then deposit the cash, even at a bank that would not otherwise allow you to make the deposit.